Multiplier benefit lets you enjoy a 100% increase in the Sum Insured in 2 claim free years. Bhandup (West), Mumbai - 400 078. I used InsuranceDekho to make the claim, it got settled in no time. While claiming HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore Floater plan, the following documents are required: Duly filled claim form; Police FIR in case of accidental claim; Pre-authorisation letter for cashless claim; KYC document of the insured; 1 st Investigation report; Duly signed doctors report on the nature of the illness (Formerly HDFC General Insurance Limited from Sept 14, 2016 and L&TGeneral Insurance Company Limited upto Sept 13, 2016). 10 lakhs and above. 0 Kudos Reply. Optima Restore. Instant addition of 100% Basic Sum … Optima Restore. And, all this, while you will pay the premium for a ?5 Lakh policy. Detailed video of HDFC ergo Optima restore, previously known as Apollo Munich Optima Restore in Hindi The claim process for Apollo Munich Optima Restore Family Health Insurance Plan. Company Information. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! We want to help you stay financially protected from all kinds of risks. IRDAI Registration Number : 146 (Registration type: General Insurance Company). We pay for your Health check-up at every renewal irrespective of claim status. Optima Restore Individual is the most suitable form of health plan that gives you restoration benefit when your sum insured get consumed fully or partly. false. By Kunal Samaddar. Optima Restore Health insurance is the latest health insurance products from HDFC ERGO Health Formerly Apollo Munich. HDFC ERGO Health (formerly known as Apollo Munich) Optima Plus offers two types of claims- Cashless claim for planned or emergency hospitalisation and Reimbursement claim. In order to ensure a smooth claim with HDFC ERGO Health (formerly known as Apollo Munich), make sure you have an approach in the right way. Information about claim settlement. Avail free health check-ups once in two years on ?5 lakh cover and once every year on cover of ?10 lakhs and above. ... For Future claims, restore benefit can be utilized. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. When it comes to our family, we are often protective for their health, happiness, and well-being.Presenting Optima Restore- Our Comprehensive Family Floater plan for your complete family.Thishealth insurance plan offers completely cashless treatments at our network hospitals along with a host of other attractive features to meet your healthcare needs. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. Stay Safe ! It also provides you with a multiplier benefit where sum insured doubles your basic sum insured in 2 claim free years! This plan offers coverage in range of Rs.3 lakh and Rs.50 lakh for individuals between age 5 years and 65 years. Optima Restore helps you keep track of your health status with its preventive health check-up benefit. IRDAI Reg No. It helped to find th... Read More. No.146 CIN: U66030MH2007PLC177117. Recently, I have been to a network hospital to avail health treatment for a minor injury. Buying a health insurance policy online helps in keeping your health records confidential as you don’t have to disclose the same to someone in person. Since my ... Read More. Apollo Munich will reach out to you for any additional information or documents within 7 days of receiving the documents. false. Stay Home ! Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall). WE PAY CLAIMS: We have been catering to diversified customer needs by offering health insurance plans as per the age and budget requirements since last 16 years. © 2008 HDFC ERGO General Insurance Company Limited. Sum Insured . My policy is under the cashless mediclaim. Optima Restore Health Insurance provides coverage ranging from 3 to 5 lakhs for both individual and family. K. Optima Restore. 146 ● CIN: U66030MH2007PLC177117 ● UIN: HDHHLIP21322V062021. Medical expenses incurred in 60 days before the hospitalisation are covered. Optima Restore plan can be claimed in two ways-Cashless claim and reimbursement claim. An insured person can avail this facility once in a policy year after being diagnosed with a critical illness. HDFC ERGO Health Optima Restore Plan. Enjoy preventive health check-up on renewal*. CIN : U66030MH2007PLC177117. This is a health insurance plan with restore benefit offered by HDFC Ergo General Insurance. Dear Customer, Feeling unwell but worried to step out to see a doctor? InsuranceDekho gives the opportunity to compare various health policies to its customers. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! Hospitalization charges more than 24 hours is covered. Generally, if we apprise the insurer on mail, they send the claim form and the documents required by the insured on their registered email id. If you do not make any claims in the second year too, your cover increases by 100% making your total cover 10 Lakh. For seamless processing of claims make sure to submit below details . Customer Experience Management, Customer Happiness Center: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, … Visit our Self Help Section for policy copy/tax certificate/make changes/register & track claim. By Krishna Rana. (N.B. Optima Senior Health Plan by HDFC ERGO Health (formerly known as Apollo Munich) Health Insurance offers comprehensive coverage with unique features like the Restore benefit under which the sum insured restores automatically in case you consume it during the policy tenure. List of exclusions under Optima Restore are as follows: Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions. HDFC ERGO Health (formerly known as Apollo Munich)-Optima Restore Plan: Claim Process. THIS PLAN COMES WITHGreat customer service, 100% lifelong renewal, clear policy wordings and conditions, cashless access to the best 12,000 doctors and 5000+ hospitals in … 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T.Parekh Marg. Provide NEFT details in the claim form along with cancelled cheque; Provide KYC ( Know your customer ) form along with photocopy of any one of following KYC documents for all claims amounting to Rs 1 lakh and above. Under the Optima Restore policy, HDFC ERGO Health Insurance arranges for a second opinion from a medical practitioner from its panel selected by the insured person. are mandatory. I used InsuranceDekho to make the claim, it got settled in no time. LBS Marg. Swift comparison. Star Health. K. my:Health Medisure Classic. false. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company under license. For further information on this product please contact your Relationship Manager. Health Companion Family Floater 5. Keep track of your health with preventive health check-up benefits offered at renewal, irrespective of claim status. 7.5. Apollo Munich - Best Health Insurance Company in India, offers Health Insurance, Medical Insurance, Travel Insurance, Personal Accident Insurance Plans online in India. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. IRDAI Reg. ALL YOU NEED TO KNOW. My policy is under the cashless mediclaim. On: Dec 28, 2020. About … For reimbursement of medical expenses, you need to submit all the documents along with the claim form within 15 days of completion of treatment. In-patient Treatment. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. Stay Safe ! Claims Department HDFC ERGO General Insurance Company Limited , 6 th Floor, Leela Business Park, Andheri – Kurla Road, Andheri (East) Mumbai - 400059 Please retain a copy of the documents sent for your records. HDFC Ergo Insurance Claim Forms. Get up to 100% additional policy cover as no claim bonus. The plan comes with varied sum insured & deductible options to choose from. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. Reg office: 1st Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Also, you can fill all the details and medical history information, which leaves no room for errors. Stay Home ! 5001-8000 steps = 2% discount | 8001-10000 steps = 5% discount |Above 10000 steps = 8% discount. Star Health. Click Here for claim form HDFC ERGO General Insurance Company Ltd 5th Floor, Tower 1, Stellar IT Park, C-25, Sector-62, Noida 201301 State : Uttar Pradesh , City : Noida Pin Code : 201301 Policy Holder: Approval of Claim. For more details on the risk factors, term and conditions please read the sales brochure carefully before concluding the sale. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. Frequent Contributor Posts: 96 . Star Health. Individual Coverage. Read More. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Optima Restore Family Health Insurance Plan . Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. For KYC Form Click Here. The health check-up benefit is available once in 2 years on sum insured of Rs 5 lakhs and once every year on sum insured of Rs. HDFC ERGO will scrutinize all documents and approve the claim. Recently, I have been to a network hospital to avail health treatment for a minor injury. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! Then your cover increases by 50%, making your total cover 7.5 Lakh for the second year. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. Section 41 of Insurance Act 1938 as amended by Insurance Laws Amendment Act, 2015 (Prohibition of Rebates): Complete coverage 60 days Prior days post your hospitalization. Please make a A/c Payee Cheque/DD/Pay Order in favour of ‘HDFC ERGO Health Insurance Ltd.’ only. Family Health Optima Family Floater 5 Lakh. Churchgate, Mumbai - 400 020, Call us at +91 22 6234 6234/+91 120 6234 6234. Let’s say you have a policy with ?5 lakhs cover and you claim 1 lakh during the policy period. HDFC Ergo General Insurance's Optima Restore Health Insurance is fitting for those who are explicitly looking for a benefit like a reinstatement of sum insured if it gets exhausted during the policy year. Get up to 8% discount on policy renewal just by walking up to the daily average step count target on our mobile app Health Jinn. Health Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. Registered & Corporate Office: st1Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. kelvindsouza1. T. Triguna Dhar. Customer Service Address: D-301, … Calculate and Buy HDFC ERGO's Optima Restore Individual Health Insurance Premium online and enjoy cashless hospital access. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. CIN: U66030MH2007PLC177117. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! Features Features. The plan also offers other valuable features like an attractive no-claim bonus, no limits on room category and an extensive network of hospitals for cashless treatment. HDFC ERGO Health Insurance Ltd. (formerly Apollo Munich Health Insurance) iLABS Centere, 2nd & 3rd Floor, Plot No 404-405, Udyog Vihar, Phase-III, Gurugram, Haryana 122016 For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Registered: ‎02-08-2016. Product Features. HDFC Ergo General Insurance Optima Restore Plan. Star Comprehensive Policy Family Floater 5 Lakh . It offers coverage on individual or family floater basis given below are the details of each plan. All Rights Reserved. Highlighted. Pre-hospitalization. I have just successfully completed the renewal of HDFC Ergo General Insurance’s Optima Restore plan. How it works – This policy can be taken for self, spouse, dependent children and dependent parents. Optima Restore not only gives you financial protection from minor to major illness but also provide you with health rewards for maintaining sound health throughout the policy tenure. Family Health Optima Family Floater 3 Lakh. Here are some of our other insurance policies that we think are good fit for you. Motor, All items marked asterisk (*) The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. Max Bupa. Get 100% of your cover restored instantly after your first claim. Optima Restore Proposal Form HDFC ERGO General Insurance Company Limited. You need to submit the necessary documents with KYC and NEFT details of the insured individual and write to healthclaims@hdfcergo.com for both cashless as well as reimbursement procedure of claim. Moreover, the policy also provides the option to convert this into a full-fledged indemnity policy while you approach your retirement age. HDFC ERGO General Insurance Company Limited. On: Dec 30, 2020. Let’s say you have a ?5 Lakh policy and you do not make any claims during the first year. Star Health. A cashless claim can be availed only at a network hospital where services can be availed free of cost. This ensures better planning of your hospitalization needs. Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac. HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. Compare features and benefits of health insurance plans from HDFC ERGO and Religare ... Optima Restore Family Floater 5 Lakh. HDFC ERGO Health (formerly known as Apollo Munich) Optima Super is a top up plan with unique features. Instantly, your original policy cover (5 Lakh) will get restored to your balance policy cover (4 lakh) thus giving you ?9 Lakh cover for the remaining policy duration. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. BENEFITS AND FEATURES; FAQs; ELIGIBILITY CRITERIA; BENEFITS AND FEATURES Restore Benefit. HDFC Ergo Health Insurance Limited (HEHI) introduces a Restore benefit that automatically re-instates the basic sum insured in case you exhaust it in a policy year. *If ECS is selected, please submit the standing instruction form available at our branches. To be filled in by the Insured, or Insured’s Authorised representative enjoying power of attorney.